TRADE ALGORITHM LIMITED TERMS AND CONDITIONS (Education & Software Tools)

We are Trade Algorithm Limited ("Trade Algorithm", "Company", "we", "us", "our"), a company registered in England and Wales with registered office at:

1 Tower House, Tower Centre, Hoddesdon, Hertfordshire, EN11 8UR, United Kingdom

Contact: support@tradealgorithm.co.uk

These Terms must be read together with the Operational & Platform Protection Addendum ("Addendum"), which forms part of the contractual agreement between you and the Company. In the event of any conflict between these Terms and the Addendum, these Terms shall prevail.

2.2. "Tools" means user-configured software tools and related resources designed to operate on third-party platforms.

2.3. "Templates/Frameworks" means example rule-sets, presets, checklists and configuration examples provided for educational purposes.

2.4. "Third-Party Platforms" means brokers, exchanges, prop firms, execution venues, copy/mirroring utilities, hosting providers, payment processors, and any external services not operated by the Company.

2.5. "Simulated Accounts" means evaluation or simulated trading environments offered by independent third-party prop firms.

2.6. The Services are intended for individuals aged 18 or over. By accessing the Services, you confirm that you are at least 18 years of age and have the legal capacity to enter into a binding agreement.

3.4. All trading decisions, risk settings, configuration choices, and execution actions are made solely by you.

3.5. If you use automation or trade-mirroring functionality provided by a Third-Party Platform, such functionality is configured and controlled by you. The Company does not operate, supervise, or manage client accounts.

4.1. The Services are provided for general informational and educational purposes only.

4.2. Nothing provided constitutes financial, investment, legal, tax or accounting advice.

4.3. No advisor-client relationship is created.

4.4. The Company is not authorised or regulated by the Financial Conduct Authority and does not carry out regulated investment activities.

5.1. Trading and investing involve significant risk and may result in financial loss.

5.2. Past performance is not a reliable indicator of future results.

5.3. Any charts, trade examples, backtests, simulated results, or illustrative materials are hypothetical and are not guarantees of future performance.

5.4. Simulated or historical results do not reflect real-time market conditions and may not account for slippage, liquidity, or psychological factors.

6.1. Testimonials reflect individual experiences and do not represent typical results.

6.2. Individual results vary.

6.3. The Company does not verify that testimonial outcomes are representative.

6.4. You agree not to publish or circulate misleading performance claims about the Services.

8.1. The Company is not responsible for broker or exchange execution, platform outages, data feed inaccuracies, prop firm rule changes, nor payment processor disputes.

8.2. You are solely responsible for ensuring compliance with third-party rules.

9.1. The Services are not directed at any jurisdiction where their distribution or use would be contrary to local law or regulation.

9.2. Users accessing the Services from outside the United Kingdom do so on their own initiative and are responsible for compliance with local laws.

10.1. Prices are displayed at checkout and may be subject to VAT or local taxes.

10.2. Subscription services renew automatically unless cancelled prior to renewal.

10.3. Payments are processed by third-party payment providers.

10.5. Upon cancellation, you will retain access to the Services until the end of your current billing period. No further charges will be applied after cancellation takes effect.

10.6. Cancellation must be completed before the next billing date to avoid being charged for the subsequent period.

10.7. No prorated refunds will be issued for unused portions of a billing period, except where required by applicable law or where the Action Backed Satisfaction Policy (clause 7) applies.

11.1. If you are a UK consumer, you have statutory rights under the Consumer Rights Act 2015.

11.2. Nothing in these Terms limits or removes any mandatory consumer protection rights applicable in your country of residence.

11.3. Where immediate access to digital content is provided, legally required consent mechanisms may apply at checkout.

11A.1. We process personal data in accordance with our Privacy Policy, which is available at https://tradealgorithm.co.uk/terms-service#privacy-policy and is incorporated into these Terms by reference.

11A.2. By using the Services, you acknowledge that the Company will collect, store, and process personal data as described in the Privacy Policy, including data necessary for: providing and improving the Services; processing payments; communicating with you about your account; determining eligibility under the Action Backed Satisfaction Policy; and complying with legal obligations.

11A.3. The Company is committed to compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

11A.4. Our use of cookies and similar technologies is described in our Cookies Policy.

12.1. Nothing excludes liability for death, personal injury, fraud, or any liability that cannot be excluded by law.

12.2. The Company is not liable for trading losses, missed profits, failure to meet third-party evaluation criteria, nor indirect or consequential losses.

12.3. Subject to statutory rights, total liability is limited to the amount paid in the three months preceding the claim.

12.4. The Company shall not be liable for any failure or delay in performing its obligations where such failure or delay results from circumstances beyond its reasonable control, including but not limited to acts of God, pandemic, government action, internet or telecommunications failure, cyberattack, or third-party platform outage.

13.1. The Company may suspend or terminate access for fraud, misuse, account sharing, or material breach.

13.2. Termination does not affect accrued rights.

14.1. These Terms are governed by the laws of England and Wales.

14.2. Nothing in these Terms limits any mandatory consumer protection rights that apply to you under the laws of your country of residence.

14.3. The courts of England and Wales shall have jurisdiction, subject to mandatory consumer protections.

14A.1. If you have a complaint about the Services, please contact us at support@tradealgorithm.co.uk. We will acknowledge your complaint within 5 business days and aim to resolve it within 30 calendar days.

14A.2. Before initiating any formal legal proceedings, both parties agree to attempt to resolve any dispute informally for a period of at least 30 calendar days from the date of written notice of the dispute.

14A.3. If your complaint is not resolved to your satisfaction through our internal process, you may be eligible to refer it to an approved Alternative Dispute Resolution (ADR) provider. Further details of applicable ADR options will be provided upon request.

14A.4. Nothing in this section limits your right to bring proceedings in the courts of England and Wales, or (where applicable) the courts of your country of residence, as provided under clause 14.

15.1. These Terms constitute the entire agreement between the parties and supersede prior understandings.

15.2. If any provision of these Terms is found by any court or competent authority to be invalid, unlawful, or unenforceable, that provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable. If modification is not possible, the relevant provision shall be deemed deleted. Any modification or deletion of a provision under this clause shall not affect the validity and enforceability of the remaining provisions.

15.3. These Terms do not give rise to any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms. No third party shall have the right to enforce or rely upon any provision of these Terms.

15.4. The Company may assign, transfer, or subcontract any or all of its rights and obligations under these Terms to any third party without your prior consent, provided that such assignment does not reduce the protections afforded to you under these Terms.

15.5. You may not assign, transfer, or subcontract any of your rights or obligations under these Terms without the prior written consent of the Company.

15A.1. The Company reserves the right to amend these Terms from time to time. Changes will be communicated by updating the "Last Updated" date and, where the changes are material, by notifying you via email or through the platform.

15A.2. Material changes will take effect 30 calendar days after notification, unless a longer period is required by applicable law. Your continued use of the Services after the effective date constitutes acceptance of the amended Terms.

15A.3. If you do not agree to any amended Terms, you may cancel your subscription in accordance with clause 10.4 before the changes take effect.

16.1. These Terms supersede and replace any prior agreement between you and the Company, including (without limitation) any previously executed "Agreement for Copy Trading and Simulated Prop Firm Accounts" and any associated annex.

16.2. Your acceptance of these Terms upon account creation or platform access constitutes your agreement to be bound by these Terms and the Addendum in their entirety.

1.1. All intellectual property rights in the Services, including but not limited to software code, indicators, scripts, templates, content, branding, materials, databases, design elements, and educational materials, remain the exclusive property of the Company or its licensors.

1.3. Any unauthorised commercial use constitutes a material breach.

2.1. Access to the Services grants a limited, revocable, non-exclusive, non-transferable licence for personal use only.

2.2. Account access is personal to the purchaser and must not be shared.

2.3. The Company may suspend or terminate access where misuse, credential sharing, or redistribution is reasonably suspected.

3.2. The Company may moderate, remove, or restrict content to maintain compliance integrity.

4.1. The Services are provided on an "as available" basis.

4.2. The Company does not guarantee uninterrupted availability.

4.4. The Company may update, modify, or discontinue features where necessary for compliance, security, or operational reasons.

5.1. You acknowledge that any use of the Services involves independent judgment.

5.2. You agree not to rely solely on the Services when making financial decisions.

5.3. You confirm that you understand that trading outcomes depend on individual configuration, market conditions, and risk management decisions made by you.

6.2. This indemnity does not apply to claims caused by the Company's negligence or fraud.

7.1. You are responsible for maintaining secure access credentials.

7.2. The Company may suspend access if suspicious activity is detected.

7.3. The Company performs reasonable security measures but does not guarantee that the Services will be free from vulnerabilities.

8.1. Where a chargeback is initiated without prior engagement with support, the Company may suspend access during investigation.

8.2. Repeated refund or chargeback behaviour may result in permanent refusal of service.

8.3. The Company may retain reasonable evidence of platform engagement for refund determination and dispute resolution.

If any provision of this Addendum is found unenforceable, the remainder remains valid and enforceable.